2024 Health Insurance Open Enrollment Is Happening Now

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November 1st was the first day of ACA (Affordable Care Act) open enrollment for the upcoming year. Do you need to make changes to your health insurance coverage? Now is the time to review your options and lock in your new plan before open enrollment comes to an end. Rest assured, knowing that you have plenty of time available to compare your options – 2024 open enrollment stays open until December 15 if you want coverage beginning January 1st.

Jonathan Nolan

JPN Insurance Services

Open Enrollment: What You Need to Know

Buying insurance coverage is different compared to other types of services because there are only certain windows of time when you can sign up for a plan. In the United States, open enrollment is the most common time to choose a new insurance plan or change your current coverage.

This window of time happens once a year, so you can be sure you have the best coverage in the New Year. Since open enrollment is limited to a few weeks, mark your calendar every year to take advantage of this opportunity. Missing open enrollment means that you might need to wait an entire year before you will have the opportunity to make changes again.

Can I Change My Health Insurance During Other Times of the Year?

Sometimes, life circumstances open a limited window when you can also make changes to your health insurance plan. For example, you might qualify for a Special Enrollment Period if you have a major life event, such as getting married, having a baby, or losing coverage for other reasons like going through a divorce or the death of a spouse.

Life Circumstances Change: Make Sure You Have the Right Insurance Coverage

Because you have health insurance, don’t assume your current coverage is always the best solution for you and your family. It’s common for healthcare needs to change, which is why it’s a good idea to re-evaluate your insurance plan each year. Open enrollment is a great reminder to look at your payments, deductibles, and coverage to determine the necessary coverage for your unique needs.

If you want to take advantage of open enrollment, then reach out to our team without delay. Call JPN Insurance Services to learn more about different insurance solutions that are available: (951) 443-9925