How Insurance Coverage Gives You More Control in Uncertain Times


Filed under: Health Insurance

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Jonathan Nolan
JPN Insurance Services

COVID-19 has made a lot of families re-think their insurance coverage and access to health care services. If a loved one got sick, do you have the support and resources you need to care for their medical needs? Not only do you need medical coverage, but other types of insurance can also offer peace of mind during these uncertain times.

If you haven’t recently reviewed your insurance coverage, it’s time to look up your plans to know what services are available if needed. Here are a few things you need to be thinking about:

  • Health Insurance: Consider the frequency you require medical services to determine the right deductible amount to match the needs of your family. Some people prefer a high deductible to keep their monthly premiums low. Others want to minimize their out-of-pocket costs when medical services are needed, so they stick with low deductible plans. Review these plan details so you know the local services that are available if needed, including everything from basic doctor’s visits to hospital stays and more.
  • Life Insurance: If an unfortunate circumstance happens, then you need to consider how you are caring for the needs of your family after you are gone. When others are depending on your income, then it’s smart to have a life insurance policy in place. Even a small amount of life insurance can be helpful for covering funeral costs and other expenses that might come up.
  • Disability Insurance: Injuries and illnesses can take a toll on a person’s ability to work. For example, if you are hospitalized for COVID-19 or any other medical concern, you will likely have a long road to recovery before you can return to work. Consider an investment in a disability insurance plan so you can access financial resources for short-term circumstances.

Every person is unique, which is why there isn’t a one-size-fits-all solution for insurance coverage. As you are evaluating your options, our team is here to help you find the insurance plans that are a good fit for your family. Contact us at JPN Insurance Services to see how we can help with your health insurance needs. You can reach our experienced team at (951) 443-9925.