Make a List and Check It Twice When Buying a Home

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Lloyd Mize, Realtor®

If you are asking Santa for a new home for Christmas, then there are a few things that need to be on your to-do list before you can close on the property of your dreams. It is always important to put together a thorough to-do list, then follow through with all of these tasks. Here are a few things to help you get started:

Pull Together Financial Information

Applying for a mortgage means that you will need to provide financial information. Don’t get caught without the financing to pay for a home that you want! Instead, talk to your lender for pre-approval, then start looking at properties in your price range.

You will need to prepare information such as bank statements, pay stubs, tax returns, and more. Also, consider the benefits of pulling a credit report to fix any accuracies before you apply for the loan.

Pick a Good Real Estate Agent

The process will be simplified if you can lean on the experience of a good real estate agent. Instead of navigating the process by yourself, you can turn to your real estate agent for more information about each step.

Your agent will help you locate properties that match your preferences. Plus, they will help you compare options to ensure that you find the right home for your family.

Find the Right Neighborhood

As you are choosing a location, think about your commute to work and the schools that your children will attend. These details will impact your everyday life, so it is essential to choose a location that supports your goals.

Narrow down the area where you want to live. Then, look at the options in the area that match your budget and preferences for the purchase.

Make an Offer

When you find a property that matches all of your requirements, don’t hesitate to make an offer as soon as possible. Inventory is low right now, which means that you need to act fast to get a chance on the deal. Maintain close communication with your real estate agent to ensure that the offer is sent in right away.

If you need someone to help with your home buying checklist, then talk to Lloyd Mize at  The Lloyd Mize Realty Group at (951) 551-1677